Mobile Payments

Franwill Technologies delivers secure, compliant mobile payment processing infrastructure for mobile operators, fintechs, and enterprises. From airtime-to-cash wallets and merchant payment collections to direct carrier billing and bulk disbursements, our platform handles the full payment lifecycle with real-time settlement reporting.

Payment Capabilities

Mobile Money Wallet

Operator-branded digital wallet infrastructure supporting customer registration, KYC workflow integration, balance management, and transaction history.

Merchant Payment Collections

In-store QR code payments, merchant USSD payment codes, online checkout integration, and recurring billing for subscription merchants.

Airtime-to-Cash Conversion

Allow subscribers to convert airtime credit to mobile money wallet balance or direct bank transfer — increasing liquidity and financial inclusion.

Direct Carrier Billing

Charge purchases directly to a subscriber's mobile account with operator approval flows, real-time balance checks, and automated revenue share settlement.

Bulk Disbursements

Payroll distribution, government benefit transfers, insurance claim payments, and agricultural input disbursements — delivered securely to mobile numbers at scale.

Cross-Operator Interoperability

Interoperable payment rails enabling customers to transact across multiple mobile money providers and bank accounts within a single platform.

Fraud Detection & Compliance

Real-time transaction scoring, velocity checks, SIM-swap detection, AML/KYC workflow integration, and full audit trail for regulatory reporting.

Settlement & Reconciliation

Automated settlement reports, operator revenue share calculations, merchant payouts, and multi-currency reconciliation with ERP integration.

Supported Markets

Our mobile payments infrastructure is currently deployed and operational across markets in Sub-Saharan Africa, South Asia, and Southeast Asia, with expansion support available for new markets subject to regulatory assessment and MNO partnership agreements.

Integration

Full REST API suite with sandbox environment, Postman collections, and client SDKs. PCI-DSS scoped environments available for card payment integration alongside mobile money rails.

Talk to our payments team →